Moparts

Best gasoline cash back credit card

Posted By: 360view

Best gasoline cash back credit card - 02/14/20 11:28 PM

https://www.nerdwallet.com/blog/credit-cards/ducks-unlimited-card-2020s-best-gas-card/

Sample quote

That’s not to say this card is a no-brainer for anyone with a car.
First, consider that you might not spend as much on gas as you think.
According to the most recent data from the Bureau of Labor Statistics, the average household spends about $2,000 a year total on gas, motor oil and other fuel.
And its rewards beyond gas might not be especially appealing to most households: unlimited 5% cash back at sporting goods stores and 1% cash back on all other purchases.

End quote

Have you found a better rebate from a credit card?
Posted By: A39Coronet

Re: Best gasoline cash back credit card - 02/15/20 12:26 AM

Our Sam's club normally has the cheapest gas by $0.15/gal, plus their card gives 5% cash back at all locations (even non Sam's). Only real restriction is it comes as store credit, which doesn't affect us as we only shop their for groceries.
Posted By: moparts

Re: Best gasoline cash back credit card - 02/15/20 12:35 AM

Closest station to me is a Citgo which usually is the same as the cheapest price in town

So I use a Citgo card , which gives me the cash price and an extra 5 cents off a gallon when they bill at the end of the month
Posted By: Alaskan_TA

Re: Best gasoline cash back credit card - 02/15/20 01:10 AM

I use an Airline credit card for everything.

For every $1.00 spent, I gain an airline mile.

In June 2018, I was able to use accrued miles to visit my mom in Alaska.

Total out of pocket cost for fees was $11.50.

The two longest flights were in first class.
Posted By: hergfest

Re: Best gasoline cash back credit card - 02/15/20 08:18 AM

The Costco Citi Visa card does 4% back on Gas, its all I use.
Posted By: BloFish

Re: Best gasoline cash back credit card - 02/15/20 01:46 PM

Originally Posted by hergfest
The Costco Citi Visa card does 4% back on Gas, its all I use.

iagree
Posted By: dOc !

Re: Best gasoline cash back credit card - 02/15/20 01:52 PM

How many of you guys pay your statement balance IN FULL every month?
Posted By: mopars4ever

Re: Best gasoline cash back credit card - 02/15/20 01:53 PM

I use the best credit card offer available for all purchases. It usually is not a gas credit card.
Posted By: mopars4ever

Re: Best gasoline cash back credit card - 02/15/20 01:55 PM

Originally Posted by Doc Fiberglass
How many of you guys pay your statement balance IN FULL every month?
Why would anybody worry about cash back if you are not paying it in full every month?

Posted By: dOc !

Re: Best gasoline cash back credit card - 02/15/20 02:01 PM

Why ? ... ask your CC people how many people PAY OFF their statement balance IN FULL every month !

Capital1cc says it’s less than 5% tsk
Posted By: BloFish

Re: Best gasoline cash back credit card - 02/15/20 05:01 PM

We have one card, and use it for everything, it gets paid off every month like clockwork. We’ve been doing it that way for 15 years now. Credit score 825. apimp
Posted By: second 70

Re: Best gasoline cash back credit card - 02/15/20 05:23 PM

62 years old and have never once not payed the full balance or payed a fee to use a card. Have a Visa that's no fee and pays 4% back on gas 2% on grocery's and another that gives me 3% on home improvement stores. Comes out to a few hundred a year which beats nothing paying cash.
Posted By: Mr T2U

Re: Best gasoline cash back credit card - 02/15/20 09:07 PM

i charge everything over $5 on my discover until i hit the cash back limit. then i use my capitol one cash back card.
the discover has a tiny bit better cash back.

i pay my balance in full every week. so i can keep better tabs on my spending. been doing this for the last 15 years, have 845 credit rating, according to my discover card. was 849 but my CC companies upped my credit limit and my rating dropped a couple of points.

i should open and read my constant credit card offers i get every week, at least 3. i hear capitol one has a card that pays 5% back on EVERYTHING with no limit on the total reward amount. don't know if this is just a temporary thing, probably, or a regular feature. should read my mail because it ends up in the shredder before i open it.

for the OP i myself like a card that best pays back on EVERYTHING you usually purchase. not just select items. this is what i would recommend.
Posted By: A990

Re: Best gasoline cash back credit card - 02/16/20 08:51 AM

[/quote] Why would anybody worry about cash back if you are not paying it in full every month? [/quote]
I pay my Discover in full every month and always get cash back credit for the prior month charges. shruggy
Posted By: not_a_charger

Re: Best gasoline cash back credit card - 02/16/20 01:01 PM

I don't use a gas card, specifically. We have 12 different cards, but only use 3. Target gets used at Target (5% off), Kohl's gets used at Kohl's (Kohl's Cash), and Capital One Quicksilver gets used for everything else. The only things that don't go on my credit card are a few utility bills, my older daughter's high school tuition, and my mortgage. Between what we save at Target and Kohl's, and my cash back from Capital One, it works out really well for us. Put almost $60k on our Capital One card last year. Haven't paid a dime in CC interest on any CC in close to 25 years.
Posted By: dOc !

Re: Best gasoline cash back credit card - 02/16/20 03:57 PM

R
Originally Posted by A990
Why would anybody worry about cash back if you are not paying it in full every month? [/quote]
I pay my Discover in full every month and always get cash back credit for the prior month charges. shruggy [/quote]

IN FULL has been said lots here ... shruggy

Statement balance IN FULL ?
Posted By: A990

Re: Best gasoline cash back credit card - 02/16/20 04:21 PM

Originally Posted by Doc Fiberglass
I pay my Discover in full every month and always get cash back credit for the prior month charges. shruggy

IN FULL has been said lots here ... shruggy

Statement balance IN FULL ?


Every month for years. My Discover card is my checking account, and getting this cash back (I just apply it to the monthly bill) totals out to a hundred bucks or more every year.
Only thing is using credit for gas has no advantage anymore since theres usually a 10 cent per gallon upcharge flame.
Posted By: hemi-itis

Re: Best gasoline cash back credit card - 02/16/20 04:42 PM

Originally Posted by Doc Fiberglass
R
Originally Posted by A990
Why would anybody worry about cash back if you are not paying it in full every month?

I pay my Discover in full every month and always get cash back credit for the prior month charges. shruggy [/quote]

IN FULL has been said lots here ... shruggy

Statement balance IN FULL ? [/quote]

I don't own a credit card boogie Thinking of getting one for the discount and cash back on fuel. I drop $100 in the tank an average of every other day. Looking into the tax consequences of showing actual fuel use. whistling The plow tuck only drinks when it snows dakota
Posted By: A990

Re: Best gasoline cash back credit card - 02/16/20 07:40 PM

As long as your stations aren't upcharging for credit cards, most definitely. Otherwise you'd be losing money
Posted By: dOc !

Re: Best gasoline cash back credit card - 02/16/20 07:55 PM

PLEASE clarify - by some .... in full balance OR ... statement balance ?
Posted By: A990

Re: Best gasoline cash back credit card - 02/16/20 08:08 PM

Originally Posted by Doc Fiberglass
PLEASE clarify - by some .... in full balance OR ... statement balance ?


Statement balance. Would a picture help?
Posted By: dOc !

Re: Best gasoline cash back credit card - 02/16/20 08:33 PM

Originally Posted by A990
Why would anybody worry about cash back if you are not paying it in full every month? [/quote]
I pay my Discover in full every month and always get cash back credit for the prior month charges. shruggy [/quote]

Naughty boy B495 ... you said nothing about STATEMENT in this tsk
Posted By: A990

Re: Best gasoline cash back credit card - 02/16/20 09:23 PM

Wow. You are a special one aren't you.
Posted By: dOc !

Re: Best gasoline cash back credit card - 02/16/20 09:32 PM

Wow ? .. me special ? - maybe ... asking for accuracy ? absolutely- Yes.
Posted By: Mr T2U

Re: Best gasoline cash back credit card - 02/16/20 10:42 PM

it depends on the card and how they charge interest on your purchases

MOST not all cards give you a 30 day grace period before they start charging interest. on these cards the STATEMENT balance paid in full will work.
on cars with a shorter grace period pay the FULL balance.

or you can do what i do and pay the balance in full EVERY WEEK. i just log into my CC account and pay the balance.
i like doing it this way because it's easier to keep a eye on my purchases and it's easier and faster to dispute any charges i have been billed for that i didn't make. some cards have a pretty small window to do this.

the most important thing is READ THE TERMS of you CC. it is in every bill you get from the CC co. every card is different so if you don't read this and understand them don't use the card.
Posted By: dOc !

Re: Best gasoline cash back credit card - 02/16/20 10:45 PM

t ... which cards do not give you 30 days ?
Posted By: Mr T2U

Re: Best gasoline cash back credit card - 02/16/20 10:46 PM

Originally Posted by A990
Wow. You are a special one aren't you.

i know i am. my mommy said so.
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