Yep ….



Jim

I could but then I wouldn't have my health insurance.

I think you missed the joke...........

it's always "more month at the end of the money" around here............

LOL . . . . Happy New Year !! . . .

I am gonna steal this as soon as I get off work tonight

Yeah, me too, but I'm at the point where I don't even have to work next year...I might for some extra cash, though...

I'm with Jim on this one. Retirement has some advantages, unless the inflation rate keeps going at the current level... I did get a 5.9% raise for next year but the cost of insurance (medicate) took about 30% of that away. In my life, that amounts to about $40 a month more, it just about covers the extra cost of gas. Retired life is still great! Gene

Here we are a month+ later...job hunting yet?

Boy did I ever! That shows just how out of touch I am with so many things! I have lost track of days of the week, and now even months. Honestly now I just go to work, grocery store, and home (this is my excuse anyway!).

My wife is complaining about the cost of food, and the heating bill, but she pays for that stuff from her SS check (she gets more then I do, I was self employed and just contributed the minimum amount each year to keep it in effect). She is not ready to go back to work yet, so I think we are OK so far.

We are debt free, so the utilities, food, insurances (car, health supplement, and house), and what we spend money on foolishly (gas for cruising around, hotel/motel expenses, car parts, things she wants for the house, and dining out are a few) are the only things we need to pay for monthly (either one of our SS checks would more then fully cover the necessary expenses). We may need to cut back on some of our foolish spending a bit if inflation keeps going up.

What we are watching pretty closely is our taxable income. There is a max level of income you can make before they (state or fed) start collecting income tax. That amount is fixed, but as cost of living increases in SS keep going up, the max tax level doesn't change. Every increase gets us closer to that magic number. When we cross that threshold, things start changing quickly.