Re: Another 68 charger totaled and question
[Re: not_a_charger]
#2777788
05/24/20 07:45 PM
05/24/20 07:45 PM
|
Joined: Mar 2007
Posts: 2,126 Mobile Al
hemirdrnnr
top fuel
|
top fuel
Joined: Mar 2007
Posts: 2,126
Mobile Al
|
Check your policy mine has a clause if I want to buy it back, she might try to sue you for being in her way. Glad you and your family are OK. What does the "clause" in your policy say? I've never seen a policy that contains language to this effect. Typically, this is not addressed specifically within a policy. If you own the car outright and want to keep it, you can keep it, and your insurer reduces the settlement amount by the projected salvage value amount. If you do not own the car outright, it is up to the leinholder whether or not you can keep the car, since they are actually the titled owner. They usually don't allow it. Not always, but usually. Check the bottom right corner.
Last edited by hemirdrnnr; 05/24/20 07:46 PM.
|
|
|
Re: Another 68 charger totaled and question
[Re: Dave_J]
#2777816
05/24/20 08:56 PM
05/24/20 08:56 PM
|
Joined: Jan 2003
Posts: 9,243 Tucson, AZ
Ramrod39
My New Title
|
My New Title
Joined: Jan 2003
Posts: 9,243
Tucson, AZ
|
But just a word of warning. Her insurance company may/will be searching social media and Forum pages so use caution on what you say.
Really????
|
|
|
Re: Another 68 charger totaled and question
[Re: hemirdrnnr]
#2777826
05/24/20 09:29 PM
05/24/20 09:29 PM
|
Joined: Dec 2007
Posts: 20,330 Puttin' on the foil in Charles...
not_a_charger
Mr. Big Shot Moparts Moderator
|
Mr. Big Shot Moparts Moderator
Joined: Dec 2007
Posts: 20,330
Puttin' on the foil in Charles...
|
That's not part of your policy contract. That's essentially a FAQ document explaining to you how claims are handled.
Earning every penny of that moderator paycheck.
DBAP
"They don't think it be like it is, but it do." - Oscar Gamble
|
|
|
Re: Another 68 charger totaled and question
[Re: not_a_charger]
#2777830
05/24/20 09:38 PM
05/24/20 09:38 PM
|
Joined: Mar 2007
Posts: 2,126 Mobile Al
hemirdrnnr
top fuel
|
top fuel
Joined: Mar 2007
Posts: 2,126
Mobile Al
|
It's just saying there is an option if you want it with my insurance!
Last edited by hemirdrnnr; 05/24/20 09:39 PM.
|
|
|
Re: Another 68 charger totaled and question
[Re: hemirdrnnr]
#2777842
05/24/20 10:01 PM
05/24/20 10:01 PM
|
Joined: Dec 2007
Posts: 20,330 Puttin' on the foil in Charles...
not_a_charger
Mr. Big Shot Moparts Moderator
|
Mr. Big Shot Moparts Moderator
Joined: Dec 2007
Posts: 20,330
Puttin' on the foil in Charles...
|
It's just saying there is an option if you want it with my insurance! It's an option with any insurance, provided you own the vehicle outright. I'm trying to clarify for those who might read this that it's not specifically in your policy, which was what you originally said. There's a ton of misinformation given when it comes to this topic, almost all of it unintentional (as was the case here), but it still should be corrected.
Earning every penny of that moderator paycheck.
DBAP
"They don't think it be like it is, but it do." - Oscar Gamble
|
|
|
Re: Another 68 charger totaled and question
[Re: ruderunner]
#2777858
05/24/20 10:27 PM
05/24/20 10:27 PM
|
Joined: Dec 2007
Posts: 18,165 Mass
DAYCLONA
I Live Here
|
I Live Here
Joined: Dec 2007
Posts: 18,165
Mass
|
I don't get people who don't want to use their insurance when something like this happens. YOU'RE PAYING THEM to do this stuff, get your money's worth. Agreed!, soak the insurance for all it's worth come claim time, max vehicle payout, medical, rental, etc, etc, whatever your entitled to
|
|
|
Re: Another 68 charger totaled and question
[Re: DAYCLONA]
#2777862
05/24/20 10:41 PM
05/24/20 10:41 PM
|
Joined: Dec 2004
Posts: 10,607 Rittman Ohio
fourgearsavoy
I Live Here
|
I Live Here
Joined: Dec 2004
Posts: 10,607
Rittman Ohio
|
It would be kinda cool to back half it with some serious tires and a 4-link Gus
Last edited by fourgearsavoy; 05/24/20 10:47 PM.
64 Plymouth Savoy 493 Indy EZ's by Nick at Compu-Flow 5-Speed Richmond faceplate Liberty box Dana 60
|
|
|
Re: Another 68 charger totaled and question
[Re: AndyF]
#2777897
05/25/20 01:30 AM
05/25/20 01:30 AM
|
Joined: May 2006
Posts: 1,757 Phila
PhillyRag
top fuel
|
top fuel
Joined: May 2006
Posts: 1,757
Phila
|
You are super lucky that you and your family are okay. That was a pretty hard hit and people have gotten hurt from a lot less. The only advice I have on what to do is to think about and talk it over with your family. It will take a ton of time and money to fix that car and when it is all back together you might not even want to drive it. I have a friend who has been working on putting his car back together after it got hit and it is really a difficult process. He works at a body shop and he still is having trouble getting the project done. It is just so hard these days to find all the right parts that even the pros have problems putting cars like that back together. If it was my car I'd take the payout and see what the remaining value was. If the insurance company put a low figure on it I'd buy it back for parts and then sell the parts but I don't think I'd have the energy to rebuild it. You might be in a different place and perhaps you want to take on a project. You'll just have to think it over. True: after waiting god knows the time to fix it; you'll be spending More time looking in the rear view mirror while driving it, then on the road ahead. Kinda like if your house is ever burglarized. You never feel "100% safe" in it again, no matter what. Cash out quick, go shop for another. Seems to be a good time for buyer these days. But just a word of warning. Her insurance company may/will be searching social media and Forum pages so use caution on what you say. Really???? Shouldn't surprise anyone in this day&age of that occurring
|
|
|
Re: Another 68 charger totaled and question
[Re: Ramrod39]
#2777904
05/25/20 03:21 AM
05/25/20 03:21 AM
|
Joined: Jan 2003
Posts: 3,122 Auburn WA
Dave_J
master
|
master
Joined: Jan 2003
Posts: 3,122
Auburn WA
|
But just a word of warning. Her insurance company may/will be searching social media and Forum pages so use caution on what you say.
Really???? When I crashed my Suzuki scooter at 40-45 MPH into a pickup that took my right of way, I made a few comments on a Suzuki Burgman scooter forum. One of the comments was that I was doing 35 MPH in a 35 MPH zone and when I seen him coming at me I gunned it and got up to 40 MPH while changing lanes. (He crossed both traffic lanes and hit me in the Suicide lane) His insurance Adjuster said "If you had hit the brakes instead of gunning it to 40 MPH, maybe you would not have hit him. Don't ya think?" That was verbatim of what another member had replied to my comment. I had not said that to anyone at the insurance companies, his or mine. I asked her where she heard I was doing 40 MPH and she said "I read it somewhere" She would not tell me where. I hired a lawyer right then.
Retired, US ARMY 1973-1994 ASE mechanic, Electrical 1994-1997 Retired GTE/VERIZON/FRONTIER 1997-2015
Posting cheap tech help (CRAP) here since Nov 97, 1000's of posts, some may be good.
03 Suzuki Burgman 650(Burger King) Scooter 65 Formula S Cuda 78 Little Red Express Truck 98 Buick Regal (wifes car)
|
|
|
Re: Another 68 charger totaled and question
[Re: Ramrod39]
#2777918
05/25/20 07:23 AM
05/25/20 07:23 AM
|
Joined: Dec 2007
Posts: 20,330 Puttin' on the foil in Charles...
not_a_charger
Mr. Big Shot Moparts Moderator
|
Mr. Big Shot Moparts Moderator
Joined: Dec 2007
Posts: 20,330
Puttin' on the foil in Charles...
|
But just a word of warning. Her insurance company may/will be searching social media and Forum pages so use caution on what you say.
Really???? I once found evidence on social media that led to the denial of a $85k claim on a rented Lamborghini Huracan. The person who rented the car and filed the bogus claim was fairly young, employed, and owned a home. All of that = collectible. Not a smart move. I'm sure they are still paying it off. Nothing OP has posted here would cause him any problems.
Earning every penny of that moderator paycheck.
DBAP
"They don't think it be like it is, but it do." - Oscar Gamble
|
|
|
Re: Another 68 charger totaled and question
[Re: not_a_charger]
#2777925
05/25/20 08:13 AM
05/25/20 08:13 AM
|
RWG75
Unregistered
|
RWG75
Unregistered
|
You're only paranoid if it turns out that big brother isn't actually listening.
More often than not they probably aren't but it's generally safer to assume they are or least could be. Back in my corporate days if somebody asked me a question that I didn't want to answer I often replied with "this phone call may be subject to monitoring for the purpose of service quality observation". Hey, I busted more than a few reps because I was bored baby sitting new installs and killed a couple hours monitoring calls and running reports to document personal calls on company time.
I don't do it but I support the idea of randomly adding "May the peace, mercy, and blessings of Allah be upon you" to your emails just to keep them on their toes.
|
|
|
Re: Another 68 charger totaled and question
[Re: rapom]
#2778171
05/25/20 08:29 PM
05/25/20 08:29 PM
|
Joined: Jan 2003
Posts: 8,451 Highland, MI.
Sunroofcuda
master
|
master
Joined: Jan 2003
Posts: 8,451
Highland, MI.
|
Glad you guys are OK - well hopefully. You may all have whiplash & don't realize it yet. If so, it will probably plague you for the rest of your lives - like me. I was the second vehicle in a wreck in Chicago back in 1979 & started having headaches 2 days after the accident, & I still get my "car accident" headaches to this day.
As far as the Charger, that's going to be a very difficult one to fix - the roof is tweaked - you can see looking at the driver's door window alignment. A-pillars were probably both pushed forward & came back - the entire roof was pushed forward. If it is savable, it's going to be a LOT of work.
No Man With A Good Car Needs To Be Justified
|
|
|
Re: Another 68 charger totaled and question
[Re: Cab_Burge]
#2778181
05/25/20 08:56 PM
05/25/20 08:56 PM
|
Joined: Dec 2004
Posts: 10,607 Rittman Ohio
fourgearsavoy
I Live Here
|
I Live Here
Joined: Dec 2004
Posts: 10,607
Rittman Ohio
|
It would be kinda cool to back half it with some serious tires and a 4-link Gus This car be ugly, no matter what country it is in Shock extensions and all That's the point Cab I tried to find the most jacked up pic I could find to lighten this thread up a bit. We still have to remember it's just a car and everyone walked away Gus
64 Plymouth Savoy 493 Indy EZ's by Nick at Compu-Flow 5-Speed Richmond faceplate Liberty box Dana 60
|
|
|
Re: Another 68 charger totaled and question
[Re: fourgearsavoy]
#2778188
05/25/20 09:37 PM
05/25/20 09:37 PM
|
Joined: Jan 2003
Posts: 10,844 Freeport IL USA
poorboy
I Live Here
|
I Live Here
Joined: Jan 2003
Posts: 10,844
Freeport IL USA
|
It would be kinda cool to back half it with some serious tires and a 4-link Gus This car be ugly, no matter what country it is in Shock extensions and all That's the point Cab I tried to find the most jacked up pic I could find to lighten this thread up a bit. We still have to remember it's just a car and everyone walked away Gus I agree! The car did what it was suppose to do, protect the occupants as best it could. Everybody involved is still with us, so I guess it did well. Weather it could or should get fixed is the topic of a different thread. Sometimes there are enough parts a guy might want to keep and use on a different project that would make the buy back worth while, and sometimes there are not. If he bought another 68 Charger, this one could be a goldmine worth of parts. When my 50 Dodge 4x4 got totalled, the buy back was pretty low, there were parts I used a couple weeks later on the replacement truck that made the buy back worth while to me. About a year later I sold the good doors (and gave him the rest of the truck) for about 2x the original buy back price and both the buyer and I were happy. A 68 Charger is probably worth a lot more then my 50 Dodge truck was though. Gene
|
|
|
Re: Another 68 charger totaled and question
[Re: not_a_charger]
#2778232
05/26/20 01:42 AM
05/26/20 01:42 AM
|
Joined: May 2006
Posts: 1,757 Phila
PhillyRag
top fuel
|
top fuel
Joined: May 2006
Posts: 1,757
Phila
|
I have no doubt that there are techs who can repair it (you being one of them), but I would be stunned if either insurance company didn't total it.
My $.02? Go through his own insurance company, take the total loss settlement, let the car go, buy another one, or buy something different, or put it in the bank. Between the reduction in the settlement amount for keeping the car, plus the cost of parts/labor/materials to fix it, I can't see how he would come out ahead. Let someone else buy it at the salvage auction and part it or fix it. 100% Agree! Bid it 100% fair well. Don't look back Look Ahead. And Move On (to another or different)..
|
|
|
Re: Another 68 charger totaled and question
[Re: Ramrod39]
#2778247
05/26/20 07:24 AM
05/26/20 07:24 AM
|
Joined: Jan 2005
Posts: 4,862 the frozen wastes...
Pale_Roader
Swears too much
|
Swears too much
Joined: Jan 2005
Posts: 4,862
the frozen wastes...
|
But just a word of warning. Her insurance company may/will be searching social media and Forum pages so use caution on what you say.
Really???? Lawyers, man. Would YOU trust a lawyer? I admire your cool. If some stupid texting scag did that to my hotrod i'd put her in a [censored] hole. Jesus... i get hot just thinking about it...
|
|
|
|
|