I think the subject of getting a reasonable settlement from the insurance company has been covered pretty well already. I'll just say good luck having that argument because they're in the business of giving you as little money as possible. We all see a lot of stuff on craigs or other places that is clearly over priced. If I was an insurance company I wouldn't use those ads (that you find) as a reason to part with my hard stolen money. As in: what leverage do you really have to make them want to pay more?

As for plan B, keep it and part it out: My first question is how much market could there really be for 01 Park Ave parts? I have absolutely no clue but I don't see it as being a quick or easy process to get your money back. See also: potential crap from the local authorities about the wreck in your driveway.

scrap price for cars around here is only $175.00 for COMPLETE vehicles. [in the rust belt]
if you want to keep your car, offer the insurance company half what they are stating for a buy back.

ALLSNAKE !!! is the worst INS company ever ever ! Hands down ,the worst to deal with from a body shop perspective . Just cause they are on TV every 5 minutes telling you how much they will save you does not mean its good . They are saving money somehow.

Most insurance companies will try to screw a person over. We have Nationwide and are for the most part happy with them. We did have one major claim but they did lowball us on my wife's car that was totaled due to an engine fire. We also kept very good records on every cent we ever spent on that car including complete maintenance records. The insurance industry is huge and they are going to make a profit. That is why there are in business.

Did that this afternoon. No response yet. I'm in no rush. If they want to play games I can bide my time as well.

If it was NY state
There would be backpain
Loss of work loss of sex
Loss if braincells and common sense
and a hell of a lawsuit to compensate

Then they get new caddies

They probably won't take those valuation tools into account. E-mail them the ads you found and they should look at those. They usually take a percentage off for asking vs selling price and give you something a bit higher then their offer.

They won't give you anything extra for the recent service. If anything they might have deducted a bit if you still had those problems and they noticed. I had new tires on my truck when it was totalled, they were several months old but a week before one was replaced and I had paper work that said they were still all at brand new tread levels. They didn't care.

Im just wondering how agreed value on a daily driver would work. You'd think it would need to be old enough to actually be worth something to begin with and not in the rust belt area. It's one thing on a classic car but on a daily driver you'd think the premiums would be so high or enough conditions that it wouldn't be worth it. How you do you put an agreed upon value on a car that's constantly being driven with high chance of that value depreciating?

That's exactly what I'm referring to with regard to the underwriting complications.