I wouldn't trust any "regular" car insurance company to cover a collectable car (was not State Farm). My son had to call our state Insurance Commissioner 2 times to collect on the agreed value on a car with a "regular" car insurance company that was covered under their "Classic Car Agreed Value coverage". We also found out that company lowered the Agreed Value of the vehicle every year the policy is in effect. That little fact was in the policy we didn't read. In the end, for some reason, they paid out slightly more then the original Agreed Value, and we were able to keep the car (another hard fought battle). We no longer have any insurance with that company, but I suspect all the "regular" car insurance companies would try to pull the same stunt, given a chance.

My 39 is insured with Hagerty, $385/year for $25,000 coverage, no deductible, and includes towing, and that also includes a higher liability coverage. Gene