Again not sure if this reply belongs here or stock bailing thread.

Looks like all of us under $99K income per tax filer might be getting a couple of Gov 4 figure hand out checks soon.

My first line of thought, I'd call Summit and add a few more items to my on the self future projects list.

Although my cash flow in this downturn is approaching 6 figures, I'm not in dire straights like a lot of others are or will be.

I am not boasting one bit, I'm just very grateful.

My close relatives are for the time being in better/more stable financial shape then I am.

I see little upside in just returning the checks, to be squandered on some thing else likely stupid or wasteful.

So my question is, how how can I trickle down directly the money (donate) to do the most good, for those most in need?

Any serious ideas?

Reality check, that half the population is smarter then 50% of the people and it's a constantly contested fact.